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Decoded Technologies
> initializing cypher_core ...... OK > mounting surveillance layer .. OK > status .................. ONLINE
// OPERATIONAL COMMAND CENTER
TRADE SURVEILLANCECOMPLIANCE AUTOMATIONADVISOR PRODUCTIVITY
TARGET CLIENT Independent Financial Group, LLC Scott Heising // Chief Executive Officer
$720MANNUAL VOLUME
600ADVISORS
38STATES
~20KTXN / YR
Decoded Technologies, Inc.www.cypher.plus(800) 841-3119REV. MAR.2026
CYPHER+ // OPERATIONAL COMMAND CENTERLINK ESTABLISHEDS-01/11 // CONFIDENTIAL
[ MOD.02 ]SYSTEM DIAGNOSTIC

The question isn't who trades.
It's whether the whole fleet is covered.

Across 600 advisors and $720M in volume, the real exposure is whether every advisor is engaging their full book, staying compliant with REG BI, and surfacing operational risk in real time.

RISK.01

Advisor autopilot

80% of client accounts receive inconsistent attention. Revenue leakage and compliance exposure grow every day.

RISK.02

REG BI exposure

Regulators demand proof that advisors know their clients. Manual processes can't scale to 600+ advisors.

RISK.03

Fragmented systems

Multiple custodians, disconnected tools, and no unified view of operations or compliance status.

CYPHER+ // OPERATIONAL COMMAND CENTERLINK ESTABLISHEDS-02/11 // CONFIDENTIAL
[ MOD.03 ]CORE ARCHITECTURE

Six modules. One command center.

SUR

Trade Surveillance

FINRA 2111 / REG BI / employee trading / front-running detection

CMP

Compliance Automation

AML / KYC / exception reporting / audit trails / real-time alerts

OMS

Order Management

Multi-asset OMS with blotters, allocations and timestamps

ADV

Advisor Productivity

The 80/20 fix / engagement automation / proactive client alerts

INT

Data Integration

Pershing / Schwab / Fidelity / APEX / Addepar, one unified view

SEC

Cybersecurity

SOC 2 / NIST / 24-7 monitoring / MFA / encryption

SHARED DATA BUS // PERSHING . SCHWAB . FIDELITY . APEX . ADDEPAR
CYPHER+ // OPERATIONAL COMMAND CENTERLINK ESTABLISHEDS-03/11 // CONFIDENTIAL
[ MOD.04 ]ADOPTION LOGIC

The best trade desk is worthless
if your advisors don't run it.

STATE: WITHOUT CYPHER+
  • xAdvisors focus on the top 20% of accounts
  • x80% of client relationships underserved
  • xNo visibility into advisor activity
  • xREG BI documentation is manual
  • xCompliance reviews are reactive
  • xRevenue leakage goes undetected
STATE: WITH CYPHER+
  • Automated engagement across every account
  • 30-day no-contact alerts & birthday reminders
  • Real-time supervisor dashboards
  • REG BI documentation generated automatically
  • Compliance reviews are proactive
  • Revenue opportunities surfaced daily

// Cypher+ is engineered for adoption, so the investment actually pays off.

CYPHER+ // OPERATIONAL COMMAND CENTERLINK ESTABLISHEDS-04/11 // CONFIDENTIAL
[ MOD.05 ]INTEGRATION LAYER

The hard part is the plumbing. Not the trading.

01

Clearing-firm integration

Direct connection to Pershing (IFG's clearing partner), plus Schwab, Fidelity, APEX and others.

LINKED
02

Multi-custodian consolidation

Standardize data across every custodian into a single, unified advisor view.

LINKED
03

Real-time data feeds

Real-time and end-of-day feeds with full data-footprint tracking and unlimited retention.

LINKED
04

SOC 2 + NIST security

Enterprise-grade security with MFA, encryption, 24-7 monitoring, and BCP/DR.

LINKED
CYPHER+ // OPERATIONAL COMMAND CENTERLINK ESTABLISHEDS-05/11 // CONFIDENTIAL
[ MOD.06 ]COMPLIANCE GRID

Compliance that protects the firm.

REG BI Surveillance

Automated documentation proving advisors know their clients and act in their best interest. The hottest regulatory topic, automated at scale.

Reverse-Churning Detection

Identifies fee-based accounts with insufficient advisor activity before the regulators do.

Trade Surveillance

Suitability (FINRA 2111), employee-trading monitoring, front-running detection, restricted-list enforcement.

Complete Audit Trail

Every communication, trade, approval and review logged. Examination-ready for $720M in annual volume across ~20,000 transactions.

CYPHER+ // OPERATIONAL COMMAND CENTERLINK ESTABLISHEDS-06/11 // CONFIDENTIAL
[ MOD.07 ]DEPLOYMENT SEQUENCE

Six phases. Setup fee overridden to zero.

01Firm Efficiency AssessmentWK 1-2
02Tailored Platform DemoWK 3
03Integration & ConfigWK 4-8
0460-Day Pilot ProgramWK 9-16
05Firm-Wide RolloutWK 17-24
06Post-Launch StabilizationWK 25-36
STANDARD IMPLEMENTATION FEE$175,000
YOUR IMPLEMENTATION FEE$0WAIVED

Platform setup, Pershing integration, custodian connections, data migration, nationwide training and project management: all waived. Accelerated pilot operational within 8-10 weeks.

CYPHER+ // OPERATIONAL COMMAND CENTERLINK ESTABLISHEDS-07/11 // CONFIDENTIAL
[ MOD.08 ]LICENSE TIERS

Two configurations. No hidden fees.

CORE PACKAGETrade Surveillance & Suitability
$38,500/ MO
  • REG BI Surveillance & Documentation
  • Suitability Reporting (FINRA 2111)
  • Employee-Trading Surveillance
  • Front-Running & Restricted-List Monitoring
  • Cypher Radar Risk Engine
  • All Clearing-Firm Integrations
  • Unlimited Data Retention
RECOMMENDED // 21% SAVINGS FULL PLATFORMEvery module, fully integrated
$52,500/ MO
  • Everything in Core, plus:
  • Order Management System (OMS)
  • Portfolio Management System (PMS)
  • Anti-Money-Laundering (AML)
  • Investment-Adviser Dashboard
SAVE $14,000/MO vs a-la-carte // $630K ANNUALIZED

NO IMPLEMENTATION FEESNO PER-TRANSACTION FEESNO HIDDEN SURCHARGES

CYPHER+ // OPERATIONAL COMMAND CENTERLINK ESTABLISHEDS-08/11 // CONFIDENTIAL
[ MOD.09 ]RFP COVERAGE MAP

Every RFP requirement, traced.

23/23 COVERED // PART 1 OF 2
3.1Dedicated Coverage & SLAsDedicated relationship manager, tiered escalation, real-time alerts, custom reporting SLAs
3.1Quote TurnaroundOMS captures and timestamps all quote requests / responses; execution via partner
3.2Advisor Training & LaunchPhased rollout, virtual / on-site training, office hours, quick-reference guides, 90-day onboarding
3.2Field Consulting & RoadshowsVirtual and on-site roadshows, conference presentations, webinar series for 600+ advisors
3.2Content & Market CommentaryDashboard delivers partner content with read-receipt tracking and compliance logging
3.2Advisor Adoption StrategyThe 80/20 fix, proactive engagement automation, 30-day alerts; adoption by design
3.3Clearing-Firm IntegrationDirect integration with Pershing, Schwab, Fidelity, APEX; multi-custodian standardization
3.3OMS / CRM / WorkstationCypher+ OMS for order capture, routing, blotters; PMS replaces CRM; single workstation
3.3Data Feeds (Real-Time & EOD)Real-time and end-of-day feeds; Addepar integration; unlimited retention
3.3Cybersecurity & AccessSOC 2, NIST framework, MFA, encryption, 24-7 monitoring, role-based access
3.3BCP / Disaster RecoveryRedundant infrastructure, automated failover, regular testing, FINRA-compliant BCP/DR
CYPHER+ // OPERATIONAL COMMAND CENTERLINK ESTABLISHEDS-09/11 // CONFIDENTIAL
[ MOD.09 ]RFP COVERAGE MAP

Every RFP requirement, traced.

23/23 COVERED // PART 2 OF 2
4.1Structured-Product SurveillanceSuitability checks, REG BI documentation, concentration monitoring for all product types
4.1Product Origination & PricingCompliance overlay and audit trail; origination via execution partner
4.2Trade Blotters & AllocationsReal-time blotter management, confirmations, allocations, corrections, timestamps
4.2Markets (Treasury to CMOs)Position tracking and compliance surveillance across all fixed-income classes
4.2Execution (RFQ / Voice / Hybrid)OMS captures all execution methods with timestamps; execution via partner
4.2Best-Execution ReportingExecution-price comparison against benchmarks; spread analysis across venues
4.2Supervision & RegulatoryAutomated suitability, REG BI, exception review, full audit trail
5Implementation Plan & MilestonesSix-phase plan: Assessment to Demo to Integration to Pilot to Rollout to Stabilization
5Legacy Position ConversionParallel running, data validation, reconciliation, clean cutover
6Pricing & Fee Structure$0 implementation; $38.5K to $52.5K / month; no per-transaction fees
6Service-Level AgreementsDetailed SLAs with escalation paths; MSA available for review
6Client ReferencesMinimum three references available; direct conversations with IFG's team

// Trade-execution items are supported through Cypher+'s OMS and compliance layer, with execution handled by IFG's designated partner.

CYPHER+ // OPERATIONAL COMMAND CENTERLINK ESTABLISHEDS-10/11 // CONFIDENTIAL
[ MOD.11 ]OPERATOR PROFILE

Decoded Technologies, Inc., founded by industry veterans Ralph Acevedo and Hector Marrero, builds software, compliance and security solutions for the financial-services industry: FINRA member broker-dealers, SEC / state registered advisers, private funds and commodities firms.

"In a continuously changing regulatory environment, financial organizations need a trusted partner who can build a risk-based framework while maintaining the highest level of security."

RALPH ACEVEDO // MANAGING PARTNER // as featured in Forbes Colombia
// TEAM CERTIFICATIONS
SOC 2Service Organization Control, Type 2AICPA
NISTCybersecurity FrameworkNIST CSF
CISACertified Information Systems AuditorISACA
CRISCCertified Risk & Info Systems ControlISACA
CEHCertified Ethical HackerEC-Council
> deploy a single command center for IFG.Decoded Technologies // www.cypher.plus // (800) 841-3119
CYPHER+ // OPERATIONAL COMMAND CENTERLINK ESTABLISHEDS-11/11 // CONFIDENTIAL